Expense Keeper reads the transaction SMS your bank already sends you and turns them into a clear picture of where your money goes. No manual entry. No linking your bank login.
Why Expense Keeper
Your bank already texts you every transaction. Expense Keeper does the rest — on your phone, for free.
Reads bank, credit card, and wallet SMS on your device and records every transaction for you — no typing, ever.
Sorts spending into Food, Transport, Shopping and more — and quietly learns your preferences when you recategorise.
Surfaces upcoming credit card statements and bill due dates, sorted by what's next, so nothing slips past you.
See spend by month, by category, and across the whole year — a clear picture that builds itself over time.
Your messages and transactions never leave your phone. We run no servers and cannot see your data. Ever.
Choose to back up — encrypted — to your own Google Drive, and restore on a new phone in one tap. No passphrase to remember.
How it works
Grant Expense Keeper access to your messages so it can read the transaction alerts your bank already sends.
On your device, it finds financial SMS, extracts each amount and merchant, and sorts them into categories.
Open the app to a live dashboard of spending, balances, bills, and card dues — always up to date.
Privacy is the whole point
Expense Keeper has no servers and no account system. Your SMS are read and analysed entirely on your device — we never receive, store, or see your messages, transactions, or balances. Personal texts from ordinary numbers are never touched.
The only time anything leaves your phone is if you turn on cloud backup — and then it goes, encrypted, to your own Google Drive, not to us.
Pricing
Everything you need to track spending is free, forever. Cloud Backup is a single one-time purchase — no subscription, ever.
Everything you need to track spending.
Pay once. No subscription, no renewal.
FAQ
Free, private, and automatic. Your bank does the texting — Expense Keeper does the rest.
Get it on Google Play